Arkansas

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

California

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Colorado

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Connecticut

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Delaware

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Florida

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Georgia

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Hawaii

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Idaho

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Illinois

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Indiana

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Iowa

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Kansas

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Kentucky

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Louisiana

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Maine

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Maryland

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Massachusetts

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Michigan

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Minnesota

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Mississippi

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Missouri

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Montana

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Nebraska

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Nevada

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

New Hampshire

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

New Jersey

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

New Mexico

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

New York

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

North Carolina

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

North Dakota

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Ohio

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Oklahoma

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Oregon

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Pennsylvania

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Rhode Island

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

South Carolina

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

South Dakota

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Tennessee

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Texas

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Utah

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Vermont

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Virginia

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

Washington

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible

West Virginia

• 600 min FICO score 
• Lending offered up to $2,000,000+ loan amounts
• One-time close
• Primary homes (2nd home possible)
• NO Self Builds. Must use an approved contractor. 
• Fixed-rate or ARMs available
• Purchased lot considered in the down payment
• No pre-payment penalties
• Interest rate locked before construction begins
• Commercial/investment properties are NOT eligible
• Mobile and modular homes are NOT eligible